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| Name | Finding The Best Mortgage Broker [9 Easy Tips] |
| Video Uploader | Video From Mortgage Broker Australia - Hunter Galloway |
| Upload Date | This Video Uploaded At 03-12-2019 00:25:33 |
| Video Discription | How do you find the best mortgage broker to work with? Or should you even work with a mortgage broker? We break it down in this video. 00:00 Finding The Best Mortgage Broker [9 Easy Tips] 00:30 1. Researching The Mortgage Broker Online 01:26 2. Determine Your Mortgage Brokers Experience 03:08 3. Ask Them For Their Credentials 03:58 4. Find Out Their Home Loan Researching Process 05:41 5. Question Their Turn Around Times 06:39 6. Understand Mortgage Approval & Rejection Rates 07:53 7. Question Their Fees 08:12 8. Prepare Questions To Ask 08:42 9. Don’t Risk Getting Declined For more info https://www.huntergalloway.com.au/ For home loan enquiries jayden.vecchio@huntergalloway.com.au Find Jayden here: https://www.huntergalloway.com.au/free-assessment/ https://www.facebook.com/MortgageBrokerBrisbane/ https://www.huntergalloway.com.au/author/jaydenvecchio/ https://au.linkedin.com/in/jaydenvecchio T: 1300 088 065 E: hello@huntergalloway.com.au Hunter Galloway: Mortgage Broker Brisbane Head Office: 3 Latrobe Tce Paddington QLD 4064 PO Box 841, Paddington QLD 4064 CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000 Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality. Next steps and settling your first home Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy. https://www.huntergalloway.com.au/contact/ What mortgage brokers do A mortgage broker is a go-between who deals with banks or other lenders to arrange a home loan for you. A good broker works with you to: Understand your needs and goals. Work out what you can afford to borrow. Find options to suit your situation. Explain how each loan works and what it costs (for example, interest rate, features and fees). Apply for a loan and manage the process through to settlement. How mortgage brokers get paid Often, lenders pay the broker a fee or commission for selling their products, so you don't pay the broker anything. Some brokers get paid a standard fee regardless of what loan they recommend. Other brokers get a higher fee for offering certain loans. This could influence the loans a broker recommends to you. Sometimes, a broker will charge you a fee directly - instead of, or as well as, the lender's commission. If you're not sure whether you're getting a good deal, ask around or look online to see what other brokers charge. Before you meet with a mortgage broker If you use a broker, here are some tips to help you. Check the broker is licensed Before meeting with a broker, make sure they have a license to give you credit (loan) advice. Search the following three lists on ASIC Connect's Professional Registers: Credit Registered Person Credit Representative Credit Licensee To search, choose the list name in the 'Select Register' drop-down menu. If the broker isn't on one of these lists, they are operating illegally. Consider your must-haves and nice-to-haves Before you see a broker, think about what matters most to you in a home loan. Do you simply want the lowest cost loan? Do you want specific features, such as being able to make extra repayments? Thinking about this beforehand will make the conversation with your broker easier. Make a list of your: 'must-haves' (can't do without) 'nice-to-haves' (could do without) See choosing a home loan for advice on what to consider. Meeting with a mortgage broker Bring your list of must-haves and nice-to-haves. Ask questions. Lots of them. Get the broker to explain how each loan option works, what it costs and why it's recommended to you. If you are not happy with any option, ask the broker to find an alternative. You don't have to take the first loan you're offered. You may have a preference for a particular lender, such as your current bank. Ask to see loans from other lenders as well, so you can compare. A home loan is a long-term debt, so even a small difference in interest adds up over time. If you can get a lower interest rate from another lender, you could save thousands of dollars. DISCLAIMER: This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer. Full Disclaimer here – https://www.huntergalloway.com.au/youtube-disclaimer/ wjorC4TJz7k |
| Category | Education |
| Tags | how to choose a mortgage lender | mortgage broker | how to buy a house | mortgage interest rates | home loan | how to pick a mortgage lender | best mortgage companies | best mortgage lenders | how to get the best mortgage rate | how to choose a mortgage broker | first time home buyer tips | best mortgage rate | first-time home buyer | buying your first house | common first time home buyer mistakes |
